K
kellyc
Guest
I bought a house 2 years ago when I was in FT employment. Since then I have become a SP and work P/T. I rang my mortgage company today (INBS) and asked about their criteria for top-up's. I thought that this would be very straightforward but she said that I will need the same info as if I were applying for a full mortgage.
While my mortgage is low (€150k) and I only would be looking for €15/20k, I don't think that I will qualify if they use the 40% DSR calculation as One Parent Allowance & Maintenance aren't regarded as income.
Any ideas on how I could qualify? I don't think that I could change lenders based on the above.
thanks
KC
While my mortgage is low (€150k) and I only would be looking for €15/20k, I don't think that I will qualify if they use the 40% DSR calculation as One Parent Allowance & Maintenance aren't regarded as income.
Any ideas on how I could qualify? I don't think that I could change lenders based on the above.
thanks
KC