Tips - How are the regarded when applying for a mortgage?

Hello.

My wife is currently working as a waitress. She gets paid the minimum wage plus tips. The tips make up a large percentage of here earnings but obviously the amount of tips vary day to day.

What I want to know is will the banks regard tips as a form of income for the purposes of getting a mortgage?

Thanks.

If you do a search you should find this topic discussed previously.

I think the bottom line is that you have to be able to prove how much you make in tips.

Hi. Maybe I'm not using the search facility correctly but I wasn't able to find a discussion of this previously. Perhaps someone can point me in the right direction.

Or does anyone know what proof is necessary to show how much you make in tips?