Third Party Insurance- Query

John joe

Registered User
Messages
98
I am insured third party fire and theft. The policy states that I am covered to drive the another car as long as I am not the legal owner if that car. Would I also be cover for personal injuries in the car that I dont own?
 
Your personal injuries or the other party's? If you were to hit someone while driving another persons car, the damage to the vehicle and their personal injuries would be covered.

In terms of your own personal injuries - no! And if you think they are automatically covered under your own policy, I would suggest you double-check!! The only way that would be covered would be by way of an additional benefit under the policy. As you cant claim from yourself for your own negligence.
 
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