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Are you allowing for mortgage interest relief at source?I have a Mortgage for the last 3 years and am going about buying another house so I was looking through old records to see what my mortgage payments were etc. Anyway, I think the Bank have been undercharging me for the past 3 years. I have a 20 year mortgage and am paying off the amount as stated on the bank letter offering the mortgage however, by my own calculations I think they are undercharging me.
If you think that they are mistaken then you should tell them ASAP.Should I let them know about this or should i just leave it go and argue the toss with them if they pick up on the mistake at some stage. What rights would i have if i adopted a wait and see approach? grateful for any advice.
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