Things that drive you nuts!!

Status
Not open for further replies.

Maybe...
 
june said:
NIB being a "cashless" bank. That's not much good to me anymore.
Waiting a long time to be served for anything.
Click to expand...

That's a good one. My poor uncle who's 89 used to call to NIB in College Green to get money out "by cashing a cheque" and was told he couldn't do it anymore a few months ago. There isn't even anyone there to complain to. You're directed to the nearest ATM to do a withdrawal ! Tough sh!t if you have never used a pass machine !
 

Honestly, I'm on NIB's side on that one. We have to get over cheques. Make sure he knows about protecting his PIN from shoulder-surfers. And make sure he knows that he might be better off with in-store ATMs than standing out on the street.

You might like to encourage him to join or use his local credit union if he really wants cash services.
 
Government and banks want to discontinue cheques

Solution?
Lash a forty euro annual fee on credit cards
 
I'm with Complainer on this...we need to move on from cheques. Perhaps MeathCommute's uncle could insist on other forms of payment other than cheques?
 
Firefly said:
I'm with Complainer on this...we need to move on from cheques.
Click to expand...

I disagree.

My mother had an electrician working in her house for 4/5 hours on Saturday. His bill was a couple of hundred euro. She wrote him a cheque. Without a cheque it would have been impractical for her to pay him.

My GP doesnt take cards. I write him a cheque. Why should I have to find an ATM before I got to the GP ?

Earlier this year I had to pay a deposit for the rental of holiday property in West Cork. The owner doesn't take cards. Why should I have to go to the post office to register a letter containing €200 in cash, when I can just pop a cheque in the post and be done with it ?

Cheques whould not be withdrawn from service, or priced as a luxury item, 'til there's an effective replacement system in place.
 

I think he has started to do that instead. I do feel a bit sorry for the elderly. Must be hard to get used to new technology.
 
I paid for a holiday rental by direct electronic transfer a couple of years back. It's pretty straightforward stuff. Similarly, the GP needs either to start taking cards or to accept electronic transfers.

I'm not suggesting that we're quite ready to withdraw cheques from service today, but there is no need to be using a cheque for the very basic service of getting cash from a bank.
 


It may be an inconvenience alright, but as cheques are not legal tender they do not have to be accepted by anyone. I usually bring cash when going to the GP and also when paying tradesmen. In the case of the holiday property, I'm sure they accept other forms of payment other than cheques.
 
MeathCommute said:
I think he has started to do that instead. I do feel a bit sorry for the elderly. Must be hard to get used to new technology.
Click to expand...

New technology? We've had ATMs for thirty years now. Many elderly people are very comfortable using iPhones or Skyping or blogging or whatever, given the right kind of support and assistance.
 
If the government slapped a €40 stamp duty per cheque you would not be long killing them off.
 
micmclo said:
Tradesmen prefer cash
Click to expand...

I suspect many tradesmen don't declare a lot of the smaller jobs and pocket the money. Unless the purchaser of the services can in some way get a rebate for services paid (carrot) or are somewhat responsible for the return of tax on this service (stick) then it's always going to happen. Dicey game though...you never know who talks to who and is it really worth getting the Renevue after you over a 60 euro job?
 
Firefly said:
I suspect many tradesmen don't declare a lot of .. jobs and pocket the money.
Click to expand...

Fixed that for ya !

If only there was a cheap method of payment that required them to put same payment through their accounts.
 
The trick Firefly is to have bags nobody wants to nick. Like Aldi or Lidl bags. Bag thieves are discerning, M&S bags will disappear in a jiffy.
 
Status
Not open for further replies.
Menu
Log in
Register