I don't agree that we should call them idiots though. I agree that people should take responsibility with such a huge commitment as a mortgage.
Just take example of the Medical cards at the moment -every time I hear Matt Cooper - he keeps talking about a family in Kerry - with 3 kids one on the way - and very little to live on from week to week... his question why not give them a Medical Card... Do you think they are to blame for the situation they are in... they knew what their mortgage was.. stop having kids... ?
Of course not, but if financial worries are an issue to you then you should not have more children than you can feasibly look after without state aid.Since when did having four children constitute foolhardy reckless behaviour? It's not like they were buying a flash car, plasma tvs, foreign holidays, second home etc. Or were they doing that too? Should we all conform to a safe two children family ( or less) unless we are double income civil servants?
Why is it that you can be slated for going overboard on a house or a car in a boom when we know it ain't gonna last, but don't dare mention having more kids than you can provide for ?
How many children is reasonable? What happens if after that number contraception fails?
As many as you can give reasonable care and support to (financial and otherwise) given your circumstances. If you have another one unexpectantly then obviously you just do your best (we wont be advocating terminations on financial grounds .....)
Okay but circumstances change. So how do I predict the future?
Personally, I'm not going to speculate as to how many is reasonable (don't have any myself) but it does amaze me that some people will try to find the best deals on food, services, cut back on luxuries etc but don't give 'having another baby' a second thought - even though this will probably be one of the most expensive and longest term decisions they will ever make.
If we have more children we'll find a way to afford them.
To be honest Caveat, if you were to have kids you probably wouldn't think like that.
Gas guzzling SUVs that block my view at roundabouts and reversing out of car parking spaces.
how does one affect the other?
Holier than thou types that have never put a foot wrong preaching on internet forums.
Phrases such as "You were speeding, pay up" and "you are wrong take your punishment. I don't care if the Gardaí made a mistake" make my blood boil.
Save money by getting rid of internet and spend more time at work rather than on AAM
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