I agree but there are plenty of people on what would be considered good incomes with less disposable income than many on welfare.My definition of the 'most vulnerable' is that they are the people is society who would suffer the most drastic change in lifestyle when disposable* income decreases.
*income used for food, clothing, heating.
Many of these people might also be in negative equity, which would put their net worth at minus €€€k, whereas someone on social welfare could just be at zero.I agree but there are plenty of people on what would be considered good incomes with less disposable income than many on welfare.
There is more than enough income available through our welfare so that no child or adult in this country ever goes hungry. If they do the problem is social or medical, not economic. I don’t accept for one minute that any mother goes hungry in order to feed her children because of inadequate welfare payment. The price of one packet of cigarettes can provide breakfast for 3 children for a week so anyone who smokes obviously has more than enough money to provide the basics.I think it says a lot about your values if you think employed couples on 80k a year are the most vulnerable in society.
Are they more vulnerable than children living in poverty? In 21st century Ireland, we still have people, often children, the elderly and the disabled that go to bed hungry and cold. We have pensioners who have to choose between food and heat, and mothers who feed their children and go hungry themselves. They still exist.
They may be the most economically vulnerable since they have a tiny disposable income. A reduction of 5% of salary may wipe out 50% of it.But dual income couples in the higher tax bracket with 2.4 kids in private creches, 2 cars and a nice house in the suburbs are the most vulnerable in our society? Bizarre.
And assuming that a low income mother spends her kids food money on smokes is both lazy stereotyping and more often than not inaccurate.
We get the dole each week and the mortgage interest relief but we are not even close to gettin by , Our mortgage is in arrears by 4k , we have personal debt of about 30k between credit cards and cr union loan. We bought the house in the height of it and get a €20 k loan for the deposit.
We have 3 kids and i am sick with worry , this evening as i had no one to buy food i gave the kids soup and potatoes for dinner. Our washing machine and dryer have broken and i had get the washing machine fixed on saturday and it cost €200 .
my maternity stamps ran out, and the man from the welfare (cwo) shouted at me in front of everyone in the waiting room he told me not to come back til I was completely destitute!
At the time I had €20 which the RC mum had posted to me, I was using it for nappys in lidl and was walking a couple of miles with my buggy as dont drive to s***rquinn for the cheap formula (i didnt even have the cost of the bus)
I called them and a lovely man called out to my house, he saw the bear cuppords, the mouldly3 day old bread sitting on the sink.
He gave me €60 for groceries, it was like a million quid
Disagree that the middle class are the most vulnerable. At least most of these people will have training, education or skills that will stand to them when Ireland does eventually coming out of recession.
The most vulnerable people are those who are young, uneducated, and working in a non-skilled environment while having a huge mortgage hanging over them. If you were on €40,000 a year working in Element 6, Teva or any of the other manufacturing operations; what hope have you got of getting a similar job these days?
The price of one packet of cigarettes can provide breakfast for 3 children for a week so anyone who smokes obviously has more than enough money to provide the basics.
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