Hi brendan
And the same now applies to Danske/NIB, although their arrears book is in good shape.
Any suggestions on how to deal with this?
1) If you are in big negative equity and/or heavy arrears, maybe offer a voluntary sale of the house in exchange for a write off of the shortfall.
2) Especially if it's a cheap tracker
3) If you want to keep the house, see if it's possible to switch to another lender, although it won't be if you are in negative equity or arrears.