Tax relief on permanent health insurance

Mammyto2

Registered User
Messages
44
I have recently signed up to ros.ie and have been claiming tax credits that I haven't had before.
I pay private health insurance, but understood that that was given relief at source. There is a section on claiming credits for permanent health insurance, what is this for?, am I entitled to claim if I pay my own insurance?
Any advice appreciated
Thanks
 
If you pay PHI ( which is a totally separate type of insurance to Meduical Insurance ) then relief is granted either on PAYE or on year end review. PHI is not tax relieved at source.
 
Apologies for butting in and please excuse my ignorance here but is VHI a private health insurance, i.e. can I claim relief for this?
 
Apologies for butting in and please excuse my ignorance here but is VHI a private health insurance, i.e. can I claim relief for this?

VHI is medical insurance ( not to be confused with Permanent Health Insurance as in the original post hre which is a totally different thing )

VHI and other medical insurance policies ( Quinn/Vivas Hibernian etc) are tax relieved at source already so there is no further relief due in respect of the premiums . i.e. the tax relief is granted already before you make your payment.
 
I think the confusion here is that PHI does not stand for Private Health Insurance but Permanant health insurance
 
asked elsewhere but no response...

Is there PRSI relief on PHI...it would be a nice xmas present for myself!!!

Thanks

S.
 
asked elsewhere but no response...

Is there PRSI relief on PHI...it would be a nice xmas present for myself!!!

Thanks

S.


Not from what I have ever seen, but there is Income Tax relief so see that it is coded into your tax credit cert. ( again talking about PERMANENT Health Insurance and not medical insurance )
 
Thanks

yes we are talking about permanent HI. I'm aware of the income tax relief and know that for my personal pension I can claim back PRSI, was just hoping for the added bonus of lumping the PHI into the PRSI refunds...

Thanks

S.