We are going to build on a garage to our house. We have poured the most of our savings into our house over the last 2 years so there has been more coming out of accounts, if it the money ever got there since we built.
Would we be better off to approach our credit union for a loan despite the fact we have had very irregular savings or would we be better off to get a top up on our mortgage.
Sorry about all the questions, I am very ill informed when it comes to matters like these.