Switching mortgage while working in the uk

P

pflangan

Registered User
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I've had an investment mortgage on my house in ireland for the past 2 years. I want to change this to a home owner mortgage now, as my wife and I have moved back home.

The issue I have is that my income comes from the company I own in the UK. Does anyone know what implications this will have when it comes to speaking with banks?

By the way, this is the reason I had to buy the house using an investment / commercial mortgage in the first place, (I was working in the UK at the time).


Thanks,

Paul
 
If your company is paying you an ongoing salary here to Ireland and you're now being taxed by the Irish Revenue, it shouldn't be an issue that your company itself is in the UK.

Liam D. Ferguson
www.ferga.com
 
It should not be a problem. The best thing to ring the bank and speak to the mortgage advisor. He/she will tell you what the bank will require before you commit.
 
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