hi all, i currently have a "be" credit card with AIB which i owe nearly €1000 toi am trying to get this cleared asap. i was thinking of getting one of their new credit cards the Click Visa card which states that is has the lowest APR 8.5%
would it be a wise move to get a new Click card and use that to pay off my other credit card??!!
all opinions needed, thanks
dont forget that you would be charged 40E gov tax on each card held in a year this is charged in april for the year comming.
Would you not have been better off switching to a 0% introductory offer card?I was in a similar position with MBNA.
I had a card at 14% approx, rang them and said I was considering moving to another supplier.
Suddenly I was a very special customer with a new rate of 9.9%and a slightly increased credit limit so I could clear my overdraft.
O/P, give your Credit card supplier a call and see what they say.
Would you not have been better off switching to a 0% introductory offer card?
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