My car insurance is up for renewal soon and I'm thinking about switching insurers.
However, I'm wondering if I need to inform any new insurer of my accident history?
I have 3 years NCB however, I was involved in a motorbike accident 3+ years ago(I was on the motorbike) where the other party was found 100% liable. This went to court and I won.
More recently, my partner, who is a named driver on my car insurance, was involved in a collision with another vehicle. The other party accepted liability and paid for all damages. Again this did not affect my NCB.
As neither accident was my fault and nor did I claim on my insurance, my insurance company was still informed.
So if I go for a new provider do I need to declare this history and will it affect my premium?
Cheers!