Hi, I bought my first home over a year ago and have a variable rate of 4.46% I am going on maternity leave shortly And am looking to make savings where I can. We have about €200k equity in our home and I was wondering if it is worth switching to another mortgage provider? I was looking on a couple of sites and plugging the figures in calculators it looks like we could save about €32 pm is it worth the hassle? Is there any risk with switching mortgage providers? I have no experience in this area. Thanks