svr versus 2 year fixed ptsb

anyone got considerations.. i'm on 4.15 svr raising to 4.65 next month..
been offered 2 year fixed at 5.25.. good idea or stick with variable??

You could chance the fixed, but either way id say your pretty much going to be paying the same over the 2 years. ECB could increase rates by the end of next year. Think Irish banks are front loading increases and this will be the end of them. In summary if I were you I'd stay variable.