Stumping up the deposit

A

ADK

Registered User
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53
just a quick question maybe someone might know....
Im considering purchasing a house the broke told me I would be able to borrow in the region of 300k, but that I will need a deposit roughly 10%. I have abt 20 k saved but I reckon the stamp duty will eat most of that up. My question is -is it possible to get a loan for the deposit elswhere whilst not reducing the amount I can borrow for the mortgage? (pardon my ignornace as Im not knowlegdeable in such matters:eek: )
 
Apparently the modern view of parents is that the offspring finally mature when they buy a house.

Ask the Folks and see what happens.
 
I am assuming you are purchasing to live in

If you purchase a new property you will not have to pay stamp duty

If you purchase a 2nd hand property, as a first time buyer, and it is under the €317k threshold you will not have to pay stamp duty either

Have you checked out that you have to pay stamp duty?

stuart@buyingtolet.ie
 
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