Hi
I am looking to take out a small loan to go back to university next year to do a postgraduate diploma. I would have been eligible for a full grant but now all postgraduate funding has been cut I need to take a loan out.
My personal account is with AIB and our business account is with BOI. I also have an account with Credit Union but have not used it in years. I've just set up a savings account with EBS but this is for our business.
Which bank should I go to for a small loan of 6000-10000?
I have never taken a loan out before and have never had an overdraft.
Also, as I have not had continuous employment with one company for any decent length of time, I have been told that it will be almost impossible for me to get a mortgage unless I show that I took out a small loan and paid it back in the timeframe with no missed payments. Is this correct?
Thanks