Stress test for mortgage

Hi, does anyone know details of current stress test in relation to a KBC homeloans mortgage? Have similar thread open, but opened this to specifically find out about the stress test. Are savings taken into account? Also social welfare payments (including child benefit), maintenance etc?

Say for a person receiving 285 p.w. benefit, 25 p.w. maintenance, child benefit of 430, where would they sit in relation to stress test and amount they would be cleared for? 3 children currently residing at home.

if working part/full time, what is looked at? Thanks.