I am 23 and am a civil servant. Gross salary €28,000 rising to €41,000 in February.
trainee to qualified perhapsNice hike Itchy! Is this correct?
Are you certain about being able to access the pension at 50? I thought that all recent joiners to the civil service could only access pension at 65?As for additionals, I have a DB pension scheme which I will be able to access at age 50
Your strategy of preparing to take advantage of the housing market before it takes off again is good. It's impossible to time.
we take a deep breath and stick our head in the sand for a year or two the boom will be even boomier again.
When the car is sorted and you are investing, I would buy shares as I think that they are generally undervalued at present. They may well fall, but you can handle any fall and they are much more likely to rise.
Brendan
I don't know where to start with this comment....
- I thought discussion of housing prices was banned (or is this only when its negative talk?)
- You are assuming (like the rest of the building industry vi's) that if we take a deep breath and stick our head in the sand for a year or two the housing boom will take off again.
- Even Tom Parlon, Ken McDonald et al haven't started talking about prices 'taking off again' yet!
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