I am starting a new job shortly. We have settled on an acceptable salary figure.
This figure is sufficient for me to consider putting €5 - 8K p.a. into a pension (no company pension is provided).
What is the most efficient way ? i.e. pay over the €5 - 8K as a lump sum or pay it in on a monthly basis ?
Is there an advantage to the employer in doing this ?
I've been paying in (with minimal contributions) to an Irish Life 'Lifesaver' plan for many years now, and the performance has been poor. Is this fund frozen for ever with Irish Life, or is there some way of transferring it to another company ?