Hi all, appreciate any advice with the following:
I've just started a new job, €42k gross a year, no employer pension contributions. I've no pension set up currently, however I'm looking into getting one setup asap. Our company has an old one that employees used to use but there isn't anyone using it now ive been told. I'm thinking of contributing the max 15% to maximise the tax relief you get from the pension contributions but keen to hear others views on this - should i maybe go 10% instead and do the rest in savings/investments?
I'm lucky to only be paying €200 a month in rent/towards bills etc. as Im still living at home, if that adds any additional useful context.
Any recommendations/advice on what plan I should go for/how I should proceed? / Any tips/advice regarding fees etc to be aware - any help at all would be much appreciated!
Thanks