The AMC for the MyFolio III fund is 1.25% and the TER is 1.3%. There is no extra charges from Standard Life. In terms of advisors there are many different ways they charge clients. Some take up front commissions, while others don't but charge a yearly fee. There are ways to get a reduced TER on Funds, ask your advisor.
So fee would be 1.3% + 0.6% for pension investors.
This is more evidence of how the scales are weighed against the retail investor in Ireland.Ask Standard Life what the TER is on their fund and they are likely to tell you that they are not obliged to tell you.
However ask them to tell you the TERs on the funds
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