We got our mortgage split a couple of years ago due to difficulties in repaying the full mortgage amount. Things have thankfully turned around for us and we have increased in our income as well as clearing some loans. I'm not planning on ringing PTSB to voluntarily start paying interest on the warehoused amount any time soon but I'm wondering about how it works in the medium to long term. Are we in this house forever? Will we ever be able to get another mortgage a few years down the line if we wanted to trade up?
Thanks in advance.
Thanks in advance.