I have 2 pensions with my employer, one a closed DB benefit of 22k a year on reaching my NRD at 63 and a DC fund of 280k . I’m 55 leaving on redundancy and with that and some savings I’ll badger away until 60 even if I don’t get other employment. My question is can I draw my DC down at 60 ie take 25% 70k cash and arf the remaining DC -210k over 10 years with my db 22k kicking in when I hit 63 ?