If this continues and peoples savings are going to cost them to bank it may encourage people to actually hoard money in their homes or safe places. People can then do what they want with their cash and incur no charges, taxes, etc, when applying for grants or similar that are subject to means testing, giving cash to relations, friends, etc, tax avoidance will rear its head again as will robberies and all the rest. When one looks at the so called developed world today you'd begin to wonder at where it's all going.