Just wondering if anyone has gone through the court system regarding unpaid debt, credit card, overdraft debt.
I did write to my credit card company explaining that I couldn't meet the repayment due to unemployment etc. and that I was trying to sort out my finances in order to make repayments but I wouldn't be able to meet the minimum amount. They wrote back to say what I was offering was not enough.
Anyway they kept sending reminders to pay and I have now received a solicitors letter to say further action will be taken if I don't pay the full amount.
I can't get an appointment with MABS but on their website they say that sometimes the court can go in favour of a person and not to be afraid of the courts.
Has anyone any experience of the courts? or advice.
I did write to my credit card company explaining that I couldn't meet the repayment due to unemployment etc. and that I was trying to sort out my finances in order to make repayments but I wouldn't be able to meet the minimum amount. They wrote back to say what I was offering was not enough.
Anyway they kept sending reminders to pay and I have now received a solicitors letter to say further action will be taken if I don't pay the full amount.
I can't get an appointment with MABS but on their website they say that sometimes the court can go in favour of a person and not to be afraid of the courts.
Has anyone any experience of the courts? or advice.