B
batmansDad
Guest
The bank has finally issued the final draw down for my mortgage. This final draw down is a top-up on the existing mortgage.
The solicitor originally submitted the application for the mortgage and we paid in full prior to getting the first draw down. She was then sent the top up forms, she submitted them etc. as we accepted the mortgage top-up. After a lot of effort the final draw down issued.
I went in to collect the cheque and the solicitor requested money before she would give me the cheque, as she claims the top up was additional work (which is fair enough). The probelm I have is:
1. If it were additional work why was I not informed upfront and agreed upon a price?
2. The original invoice we received was for the mortgage, this is a top-up to that mortgage and as such would it not be an extension of the work?
3. Any idea what the going rate for a top up mortgage (or a single draw down mortgage), as the price is the same as the original mortgage application. €1500 which seems excessive given the work required (or lack of, given all the chasing I had to do)
4. What are my options?
Thanks
The solicitor originally submitted the application for the mortgage and we paid in full prior to getting the first draw down. She was then sent the top up forms, she submitted them etc. as we accepted the mortgage top-up. After a lot of effort the final draw down issued.
I went in to collect the cheque and the solicitor requested money before she would give me the cheque, as she claims the top up was additional work (which is fair enough). The probelm I have is:
1. If it were additional work why was I not informed upfront and agreed upon a price?
2. The original invoice we received was for the mortgage, this is a top-up to that mortgage and as such would it not be an extension of the work?
3. Any idea what the going rate for a top up mortgage (or a single draw down mortgage), as the price is the same as the original mortgage application. €1500 which seems excessive given the work required (or lack of, given all the chasing I had to do)
4. What are my options?
Thanks