i work for myself in a construction related business. the way it is im sick of wasting my time pricing jobs that i know if i price it to include tax prsi etc i wont get it. there seems to be that many people that can price jobs so cheaply that they cannot possibly be paying any of the above. i have 3 young children myself so i know how hard things are, but its forcing me into a position where im going to have to do this myself. talking to suppliers they tell me that alot of the work is being done by people who have been laid off by other companies . the consumer is obviously getting a great one off deal but surely we are now in an advanced race to the bottom.