single mother to be... help...

hi, can someone help me out on this... i'm single mother to be, expecting baby soon... i have a job (work full time) and i have mortgage ( i bought the house 2 years ago when the market was high) and now i don't know what to do... i pay 1500euros every month plus the bills.. i wish to keep the job ( i'm paid 32k), but i will have no one to help me out with my baby... i don't wanna loose the house, but i find it very hard to keep up with the bills... as a single mother what help can i get??

please please please... can someone help me out on this...

thank you.

Hi Janet,

Maybe pop along to your lender and talk to them and see if they can come up with a restructure payment plan or possibly look at extending your mortgage?

Surely there are creches or minders in your area, have u tried looking? Talk to your neighbours see if they know anyone down at the local school. i know this will cost u but you may just get lucky and find a nice mum who will mind your baby for a few pound a week etc...

What about family - can they do a bit of childminding?
Can you go part time in your job and claim SW for the other few days?
Make an appointment to see your local SW officer and explain everything - they will tell you what you are entitled to if the worst comes to the worst

Good luck to you

SS

Read the keypost guide for One-parent Family Allowance, which should point you in the right direction regarding SW entitlements