Is it possible to keep paying a mortgage but sign over the deeds to someone else? Or sign over half the house to someone else but keep the mortgage in one name only?
I don't need answers with comments around the foolishness of doing something like that. Just facts. Thanks.
A mortgage is defined along the lines of:
"A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt "
You're effectively trying to convert your mortgage into a personal loan.
Theoretically yes it's possible but you need the bank to agree to it and usually they don't. Sometimes it can happen that a husband and wife will stay joint mortgagees but the property can be transferred into one name only. I've acted before in these circumstances but it is unusual.