Show me the Money - Andrew the chef

Re: Can't Save, Won't Save!

I think this was a good example of this type of person. Single adult living at home with parents while leading the good life. I know some don't but many do. I know one case of a person with a house, whose renting it and living at home with parents paying €20 a week. (I kid you not), taking nice holidays and living in pub.
So I guess andrews dream of being a house owner isn't far -fetched.

He was an angel when he made his First Holy Communion.

Have two of them at home. One lives in a pub, his bedroom will need a specialist decontamination squad to clean it, never puts a DVD/CD back in its case, never buys a toilet roll, his wardrobe is empty because he uses the floor to hang his clothes, earns lots of money but never offers a penny toward anything. Grunts a lot...
Andrew was charming comapred to my lot.....

Re: He was an angel when he made his First Holy Communion.

earns lots of money but never offers a penny toward anything.

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I find this amazing. When I lived at home and had a job (even a part time pub/supermarket job while at school or on school holidays) I had to hand up at least a token amount in respect of board and lodgings. It seemed reasonable to me even at the time. Maybe my parents were odd...?

Re: Can't Save, Won't Save!

What's really starting to annoy me are those magical credit union loans that several of the participants seem to have got without much hassle. Was it ever stated if they had previous savings with the CU? Would my local one offer me a large loan if I just walked in off the street?

I think it's fair enough to say that the programme is meant as light entertainment, but it wouldn't hurt to have a few ninety second soundbyte sections on strategies for saving on groceries, or getting a credit union loan or whatever.

As I mentioned above, I really got the impression that Andrew wasn't too bothered about buying a house and would be quite happy to continue living at home. Then again how many late twentysomething men would be willing to admit that on camera?

Re: Re: Can't Save, Won't Save!

I'd say his mother put him forward to try and get him a slight bit motivated. As I stated before I reckon the €100 was a very loose arrangement.

Re: Re: Can't Save, Won't Save!

What's really starting to annoy me are those magical credit union loans that several of the participants seem to have got without much hassle.

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This is starting to piss me off too. If the next episode involves someone with no savings consolodating using a CU loan with no savings then I'll give up.

I don't mind the show being light on financial details. It's fine to leave stuff out. But if something goes in to the show it must be honest. If Eddie is convincing CU's around the country to give loans to the show's participants then that's just wrong, because that facility is not available to the viewer.

Based on the episodes so far the Credit Unions should be paying RTE for advertising space because these are becomming 30 minute Ads. It's as if the CU is the ONLY way to get out of Debt in Ireland.

At this stage I wouldn't lose any sleep if I missed the remaining episodes.

If there's another season, they should

1. Be honest. The participants should only be able to take
steps that a viewer in the same situation could take.

2. Do some 1-minute side-bars about the details that come
up in the show.

3. Add a bit of variety (not everyone's money problems
come down to overspending and debt).
* Someone who is not yet seriously in debt but who are
clearly living beyond their means.
* Someone who has a large debt due to a single event
who is living within their means but can't seem to shift
the debt.
* Someone who is not in debt at all, but can't seem to
save or invest, and are worried about retiring.
* Someone who can easily manage their debts but see
no point in saving for the future. Borrowing now will
leave them with less later. Try to get them to
understand their position.
* Someone living on the Minimum Wage. The Des Bishop
show on Monday nights is actually a better money
program than SMTM.

-Rd

Re: Re: Can't Save, Won't Save!

* Someone who is not yet seriously in debt but who are clearly living beyond their means.

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Like Chef Andrew perhaps?

Re: Re: Can't Save, Won't Save!

I would have classed him as being seriously in debt.

-Rd

Re: Re: Can't Save, Won't Save!

Fair enough - I thought that he was living beyond his means but being subsidised by mammy & daddy. I overlooked the fact that he had significant loans outstanding. That'll show me!

Moderator moderate?

Daltonr, the number of people prepared to be the first to bare all on TV mustn't have been too high. if this is so, then RTE has done a remarkable job with scant material.I mean would you go on the show?

The fact that the show has popularised discussion about money in such a short time probably has to do with the fact that it is breaking open new ground, and we're just nosey about our neighbours "wealth".

That most of the programmes, four I think, deal with over spending and borrowing is likely to be reflective of what is really happening out there. In addition not a lot of people come across well on TV, would you for example? But even if you do, is your money story interesting. I mean if its about a comfie guy try to get more comfie, who'd want to watch that?

I think you're expecting education, not entertainment with a few messages, or maybe you just don't like Hobbs for other reasons?

Daltonr is right

Daltonr is probably right and you never know SMTM 2 staring Daltonr could be coming soon - from a home garage pirate station! Watch out RTE

SMTM

Why dose Eddie never check to see if his clients are being given / claiming all tax allowances and credits due to them.
Revenue statictics show that a very large number overpay their taxes to some degree