Hey There,
Any input would be very much appreciated please.
We're married and we earn approx 4450 a month.
Total mortage - 1600 a month (mortgage does not cost that but we put away more than we need so as to cover anything extra that may come in).
Total loans between us, 800 a month.
My question is this we consolidate our loans so that we are jointly paying one bill a month?
We've managed to get ourselves into a bit of a state where we are not broke but we're just not managing our money properly and I was wondering if we consolidated and joined our accounts etc would it be more beneficial than paying our loans seperately?
Thank you
JJ
Any input would be very much appreciated please.
We're married and we earn approx 4450 a month.
Total mortage - 1600 a month (mortgage does not cost that but we put away more than we need so as to cover anything extra that may come in).
Total loans between us, 800 a month.
My question is this we consolidate our loans so that we are jointly paying one bill a month?
We've managed to get ourselves into a bit of a state where we are not broke but we're just not managing our money properly and I was wondering if we consolidated and joined our accounts etc would it be more beneficial than paying our loans seperately?
Thank you
JJ