Should I still contribute to AVC?

[Lucyloo]

Hi I work in the private sector & in the last few years I started an AVC. I have it in moderate risk funds. Since the covid crisis the amount I have invested into AVC has decreased in value compared to what I have contributed. I am at least 20 yrs from retiring.
Should I move the funds to low risk investment funds?
Should I stop contributing to the AVC?
Or should I leave it be, hopefully by the time I need it, will have recovered?

 

[Brendan Burgess]

"My shares have fallen 30% what should I do?" "Is this a good time to invest in the stock market?"

To save people reading through lots of posts in different threads, I am going to summarise my views and the contrary view in this thread. There are two camps Camp 1 believes that you cannot time the market. In other words, it's not possible to identify whether the market is overvalued or...

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