Shop Broken into/landlord obligations

A

Ave77

Guest
Does anyone know if you are leasing/renting a shop unit and the premises is broken into causing damage to external and internal doors does the landlord have any obligation in paying for damage caused as it is their premises?
 
All the answers you are requesting should be in your lease. Normally Insurance covers damage to a property in the case of a robbery.
 
I'm asking this question on behalf of someone, so haven't seen lease. Unfortunately insurance won't cover as when taken out had said he was getting monitored alarms but never got around to installing. Stupid mistake but first timer and inexperienced on the importance of precise detail.
 
Generally the lease requires you to hand back the property in the state you received it. This gives legal ownership of the items for insurance purposes and therefore it can be covered, however not all leases have this clause and if not then the tenant has no legal entitlement to claim for the items as he has no legal interest in them.

It is important that you take out adequate cover to match the requirements of the lease. You can be legally required to cover the building but if you dont take out the cover a standard shop policy will not include for it as it will simply cover tenant improvements, tenant contents etc but nothing owned by the landlord.