I understand that DCC is now trying to encourage people on shared ownership to go to 99% mortgage 1% rent. I'm told that this would not require a revaluation or repaying the clawback.
The obvious advantage is that you own much more of the property and much less of your monthly payments will go into a black hole never to be seen (by you) again.
The obvious disadvantage is that you're taking on a much bigger mortgage and so your monthly payments will increase... especially when interest rates start going up again.
What are the other pros and cons?
(Mine is also affordable housing, if that makes any difference)