How do you know he is living rent free? Surely this is only a temp solution given you only separated three months ago?He has moved out of the family home and gone to live rent free in a friends house.
This is contradicting - you say he left you with the mortgage and yet he pays 50%. If he is not living in the house, his main bill to cough up is mortgage but as you share the house, it's rightly so only 50%. Surely if you'd sell the house, you wouldn't give him more than 50% share either? As for the other bills: ESB, Gas, TV etc. - you're the one using it now so you should pay for them. I presume once a permanent solution is found i.e. he's renting a place, these bills will come to him, too. If there are other bills such as insurance payments, child care etc. - these are things that should be sorted out through a financial agreement with a solicitor.Unfortunately he has left me to sort out all of the bills and mortgage arrears while only paying me half the mortgage (which is currently interest only) which would be €65 euro per week.
with child allowance you refer to child benefit 140€ a month yes?I am only working 3 days a week (no possibilty of any more at the mo) and earning net €329. On top of the child allowance and the €65 - this is all I have. Not enough to pay the bills and support myself and my daughter.
When a financial agreement is made, payslips will be provided for proof - if he earns more good for you, if he earns what he says then that's that.My Ex is currently working some casual labour and says he is getting about €300 pw.
this is your opinion and I can't see a judge ruling for you based on your own opinion or hear' say. You state that you don't/ won't get full time employment. Why do you think he has more chances?He seems able to go on weekends away regularly though and in no rush to look for full time work.
everyone's circumstances is different, not everyone gets the same amount or even decision BUT that shouldn't hold you back from applying. Apart from the waiting list (which will be ok once you get the Supplementary) there is nothing wrong with the benefits offered to people in less fortunate situations.I have applied for lone parents and am currently applying for Supplementary and MIS but not optimistic about these from what I've heard and read on other posts.
are you living in the country side or in a town/ city? It might be a good idea to fill out the money make over form on this site and see if there are areas where you can cut down, save money etc.I need a car for my job but at the moment cannot afford to pay for tax and insurance while I deal with keeping a roof over my head.
The only help you can get/ expect from him is the 50% mortgage, if you're lucky the insurance payments (if shared) and maintenance for your daughter. How much is he paying you here at the moment? Has anything been agreed? And if not, do this asap!I am just in such a panic and scared I will lose my home as the situation is unsustainable without more help from my ex.
There's quite a few things you need to get sorted out.
First off - I'd suggest you both contact your bank, let them know you have separated and see if you can get a 1 year moratorium on the mortgage. How much do you have in arrears already?
Put in all the applications you can for anything that might be going - the worst they can do is say no.
Working cash in hand is a common enough ploy incidentally, that way parents can claim to be 'unemployed' when it comes to court and thus unable to pay maintenance.
Talk to your husband about family mediation services (it's free) - you have a lot of issues to work out including a joint parenting plan, child maintenance, spousal maintenance (if applicable), pensions, life assurance etc., etc.,
Incidentally - and I never understand why women don't do this - there's nothing to stop your husband taking on the job of primary carer and staying in the family home while you move out. At the very least he'll understand the issues pretty quickly.
Finally - and this is the tough bit - for your daughter's sake you have to pull things together, the emotional trauma is horrendous there's no doubt about it; but one way or another you have to get on with things.
Don't expect too much from your former husband, the statistics aren't much stacked in favour of non-resident parents either continuing to pay child maintenance or parenting their children.
Yes I have put in application for lone parents and will seek Supplemantary Welfare and MIS
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