N
needadviceth
Guest
Im seperated for about a year and am living with my brother at the moment.
I was made redundant from my well paid job last christmas around the time my wife asked me to move out and have recently started working again but its only above minimum wage.
My ex wife and myself have a house together which i havent been contributing to since being made redundant, she is paying the entire mortgage and household bills, as when we split she said she was willing to do this and knows my financial circumstances. My gut instinct was telling me to try and sell the house and split the shortfall if the bank would let us sell even if we didnt get as much as the mortgage stood at, but my wife said she didn't want to move out and even though she can afford the mortgage, the bank wouldnt let her get it on her own so i said i would go with her paying it in the short term and see what happened as i didnt want to cause her any more problems.
Now we havent talked in ages and i dont know what to do, obviously i would like a clean break and im sure she would too. Is it possible to get a legal seperation even though my name is still on the mortgage, and if we want to get divorced in the future could we do it with my name still on? is there any way i could declare no interest in the property or have my name removed other than her re-mortgaging? or is the only way to really do it to sell the house?
thanks
I was made redundant from my well paid job last christmas around the time my wife asked me to move out and have recently started working again but its only above minimum wage.
My ex wife and myself have a house together which i havent been contributing to since being made redundant, she is paying the entire mortgage and household bills, as when we split she said she was willing to do this and knows my financial circumstances. My gut instinct was telling me to try and sell the house and split the shortfall if the bank would let us sell even if we didnt get as much as the mortgage stood at, but my wife said she didn't want to move out and even though she can afford the mortgage, the bank wouldnt let her get it on her own so i said i would go with her paying it in the short term and see what happened as i didnt want to cause her any more problems.
Now we havent talked in ages and i dont know what to do, obviously i would like a clean break and im sure she would too. Is it possible to get a legal seperation even though my name is still on the mortgage, and if we want to get divorced in the future could we do it with my name still on? is there any way i could declare no interest in the property or have my name removed other than her re-mortgaging? or is the only way to really do it to sell the house?
thanks