rainbows end
Registered User
- Messages
- 10
Thanks, Yes I think the mortgage company might do that and it sounds ok. I am worried about going to the market with 80k. I need to recreate a 'family home' for the children and don't think an apartment would work for us. I am nervous about renting in the long term. But for the ex it would be great for him & he would be delighted. The children don't visit him etc so I am the main provider for them for everything.... animals included. Do you think I should pursue maintenance for the younger one (16 yrs) in this case as he won't be paying the mortgage any longer? Or should I also argue that as the children are provided for by me alone that I should aim for a greater proportion of the proceeds of the sale. Property prices are high here too. 250 - 280 would get a decent semi maybe. But that means a new mortgage for me - and yes I'm nearly 50 so that will be a negative. There is also his pension. As mine is less. I feel his pension is an asset also that needs attention. I had 5 years pension during our time together and he had 30 years for his. Yes there is a question of affording a new mortgage and providing for them in every way on 62,000. The youngest will need 3rd level in only 2 years. Im finding it really hard going. Outgoings are mostly diesel, car, credit union, food, internet. Nothing 'extra' really but could be tightened up.
I like the idea of splitting the house into 2 and sell one half. It would take some money (20,000?) to do it but worth thinking about.
Much better instead of all that grief to superficially split the house for the ex or renting. Then all you’d need is some kind of kitchenette, separate entrance door, maybe a shower room without any serious work like the heating and plumbing.It may actually cost a lot more as all services and utilities would need to be fully separated including water, drainage, electricity and telecoms supplies and electrical and heating systems within. The second unit would need a new heating system and building regs regarding high energy efficiency may apply. There are also requirements about entrances and remaining garden space that need to be met, and depending on the development plan in affect in that area, the planners may not even consider it, so take professional advice before spending any serious money on this idea.
I'm not sure that putting in a kitchenette, new shower room and new entrance door require planning, you being the expert might advise the OP.
I could well imagine the local council serving the OP with a legal writ if they discover she puts another door out the back of the house. Probably happens very regularly. Ideally she needs to hire an architect and engineer to guide her through the planning hoops.I already did earlier in the thread. The Exempted Development legislation is pretty straightforward. A cursory read makes it clear a new entrance does indeed require planning permission.
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?