Hey everyone, hopefully you can help!
I'm 31, Single, €69k annual salary (10% bonus annually) and own an apartment since 2009. There's about 145 left on the apartment mortgage - just went sale agreed so taking the profit from it after clearing off loans etc (be about 26k left) to buy a house.
Have my eye on one at 260k so I have the 10% deposit - my question is how likely is it that I'll be able to secure a central bank exemption and get approved for a 90% mortgage since I won't be a first time buyer anymore?
This is the only unknown in all of the due diligence I've done so any help is hugely appreciated.
Thanks!