I currently have just over 6k in a BOI savings account to which I also save 200 monthly. The interest rate on this account however is directly linked to the ECB rate and is dropping accordingly. Where is the best place for me to put my money? I have looked at the best buys section but find it bewildering!
Should I move the lump sum in full to a new account with a better rate or just start saving monthly from the current savings account to a new one ?
I also want to have reasonably regular access to the money.
All advice appreciated.