my spouse and I have returned c7 months ago from 10 years in the US. We're both FTB's and want to buy a property worth ~290k. Our problem is employment- I've been self-employed in the States (although I can show tax records of $60k per year) and have yet to start work here, and my spouse has just started work as a teacher (our primary income). She started in Sept, so only has a couple of payslips.
We have savings of 130k; I imagine this would outway limited employment time for a mortgage of 165k, or am I wrong?
-Delia
PS Way to go on the house price jump in the 10 years I was away...