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I hadn't thought of that, thanks.You can request any information the lender has on file about you under the Data Protection legislation.
This may or may not actually record the reason for rejection.
I did that earlier in the year, and specifically applies for this finance taking that into account.You may also want to request your credit record from the Irish Credit Bureau.
I did previously, they refused to tell me.Have you already asked why you were rejected?
Out of curiousity - i.e. I'm not trying to be rude - are you stating a fact here or your understanding? It sounds like you're stating a fact, and sometimes people do that when it's just their opinion or their understanding of something.You're not entitled to a reason why you are refused credit.
You're not entitled to a reason why you are refused credit.
You're not entitled to a reason why you are refused credit.
The lender is perfectly entitled to give the prospective borrower an accurate reason for a credit decline. In my experience, it is good business practice to explain to the individual why he/she has not been successful in their application.
The lender is perfectly entitled to give the prospective borrower an accurate reason for a credit decline.
Perfectly entitled-yes. But legally bound?
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