Repossession

J

JOS

Guest
Will a repossession (11 years ago) affect a mortgage application.

No credit difficulties since. All loans paid on time.

What search will identify such a repossession.

Should you inform Bank of this situation.

All replies and advice welcome.
 
The Irish Credit bureau will only have any defaults regarding the last five years so I dont think you have anything to worry about.
 
Thank you for that. I know about the 5 year listing with Irish Credit Bureau, but wondered if there was a search for judgements (such as a Repossession Order).
 
Am not sure if there is a search for judgements, but there is a question on all mortgage forms that asks if you ahve ever had a judgement registered against you.
 
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