Re: Repay my loan
Well then one of two things happened (from a legal point of view).
Either, she stole €15,000 from you
or you have her €15,000
If it's the former tell her you'll press charges. I presume the relationship is over anyway, no point losing 15000 as well.
If it's seen as a gift, I think she'll owe 20% of €12,000 which is €2400 to the revenue commissioners. (The first €3000 of the gift is exempt.) Obviously she'd prefer the latter, but you'd get less.
Tell her you're going to the gardai for theft. If that doesn't scare her, then do it, go to the gardai. But don't wait around on this.
One thing, was there an agreement in the first place that you'd give her half? Or did she just take it?
-Rd