Laya Renewal Advice

[newfarm]

Currently we have Laya 250 Explore........I'm thinking of changing to Laya 375 explore........after discount for online renewal its 777.04 compared to 891.63. Is this a good move ?

Also are there other plans with better cover for similar prices?

Many thanks.

 

[Stevekl]

Is this advantage or flex ? Depends on your age, renewal date, location, health etc.

Without detail, is it worth saving 100 odd euro to have to pay more than that if you are sick with a higher excess? If you do become sick, the higher excess could continue on.

 

[newfarm]

Is this advantage or flex ? Depends on your age, renewal date, location, health etc.

Without detail, is it worth saving 100 odd euro to have to pay more than that if you are sick with a higher excess? If you do become sick, the higher excess could continue on.

Thanks Steveki .
Sorry for incomplete information . It is Flex. We both are in early 60's , in South East, in good health thank God. Renewal date is 30 Nov.
In the last year we had 2 cataract operations and had to pay 100 excess each time.
Really , insurance works on FEAR of what might happen ! Maybe having the excess of 250 is enough.....
Anyway thanks for your comments.