Jenger48,
Good savings achievable for the 2 older children, half price offer with VHI as follows;
One Plan Family; price 152 per child; All public, private and hi-tech hospitals covered, Excess 125 per admission or day case only for private or hi-tech hospitals. No excess applies to any public hospitals.
[broken link removed]
Alternative option for third child with special needs, with VHI as follows;
VHI PMI 35 13; price 315pa; public, private and hi-tech hospitals covered, excess 100 per private/hi-tech hospital admission or day case.
Good day to day cover as before.
[broken link removed]
Àlternative options for 2 adults as follows or stay with VHI PMI 40 15;
1. Laya Simplicity Plan; price 1087pa; all public, private and hi-tech hospitals covered. Max excess 100 x 2 per year for admissions or day case
in private/hi-tech hospitals. This plan also has full cover for a private room in all private hospitals. Good day to day cover - the first 100 not allowed.
2. Irish Life Select More; price 950pa; all public, private and Beacon hospital covered. 150 excess per private/hi-tech admission or 75 per day case visit.
[broken link removed]
Hope this helps.
Snowyb