After looking into using club card points on the ferry...its false economy to use your vouchers on the ferry deals...same goes for the hotels deals....
@Sandals: why do you say it's a false economy to use vouchers on the ferry deals?
I would say the interest only is an issue. I have friends who have been rejected and cannot understand why at all. They have no issues with any debt.
We've just been refused a Tesco Credit Card. Money's been really tight for the last couple of years and I was hoping that we could use a Tesco Credit card on every day items to collect the points and then pay off as we went along(groceries, petrol etc.) -
What do you mean by pay off as you go along, do you not budget each month for groceries and petrol? How will a credit card help this?
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