Hi All,
Can anyone explain how I can be refused a credit card from MBNA even though the recent Irish Credit Bureau Score they obtained on me was high. I received my ICB report last week. The GFS (Global FICO Score) they requested was given as 743. The max score is 850 - this being the lowest risk !
I already have a BOI Credit Card and wanted to avail of the 10 months interest free offer from MBNA and transfer the balance of €2400 on the BOI card to MBNA.
What other criteria is used and is it wortH querying this with them ?
Any comments appreciated.
Rael
Can anyone explain how I can be refused a credit card from MBNA even though the recent Irish Credit Bureau Score they obtained on me was high. I received my ICB report last week. The GFS (Global FICO Score) they requested was given as 743. The max score is 850 - this being the lowest risk !
I already have a BOI Credit Card and wanted to avail of the 10 months interest free offer from MBNA and transfer the balance of €2400 on the BOI card to MBNA.
What other criteria is used and is it wortH querying this with them ?
Any comments appreciated.
Rael