Could the length of time he's been working in his current position erect any problems? - i.e. moving jobs regularly/working there for a short while.
and paid balances in total most months.
Would that not imply that banks want/require you to have a bad credit rating?I would have thought banks would prefer people to build up and pay off loads of interest.
Could he have made a mistake on the application?
Could the officer in UB have made a mistake when reading his application?
Both are possible...
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