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What I would do - is take out a small loan - say €300, pay it off quicker than expected, once the bank see that you are making regular payments you will be ok.but how do you get a credit history if no1 will give you a loan without one
Remember you can only borrow 4 times your savings from a CU as well.
Correct me if in wrong but as far as i was aware the CU dont register with the ICB hence people using them to borrow the deposit for a house.
Someone help me.
I was refused car finance from several establishments, but they all refused to say why........ Can anyone help?
What I would do - is take out a small loan - say €300, pay it off quicker than expected, once the bank see that you are making regular payments you will be ok.
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